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Michael Stead & Associates is a small professional business which has advised
in many key areas of financial and strategic management and business planning.

Within the finance and financial management functions, for example, cash
management, take-overs, re-structuring, corporate rescue and fund-raising have
been prominent as well as financial planning and control systems and management
accounting.

Within the human resources function, pensions, benefit and payroll schemes
have been established, restructuring and downsizing carried out and new departments
established.

Marketing work includes product range and competition appraisal, product launches
and marketing plans. Additionally, much financial training has been given to
marketing and sales management teams.

Accounting experience includes systems, methods and procedures, credit analysis
and control, top management information systems, product costing and pricing,
and profit analysis, planning and management accounting.

Changes and forward thinking developments of external financial reporting and
corporate governance can be essential to the drive for new funds, and these are
also areas of experience.

Membership of the following organisations, amongst others, provides important
benefits of current knowledge base and contacts:

     - Institute of Chartered Accountants

     - Northamptonshire Chamber of Commerce

     - Corporate Finance Faculty of ICAEW

     - 3C's - 'Capital, Commitment and Contacts'